In general I can't stand the idea of warm milk, but warm milk with cereal sounds especially bad. Blech.
Well I guess everyone has warm milk as a baby... but at some point it seems most people swap to drinking it at whatever temperature their fridge is. Certainly as a child I preferred to drink it cold, but now even the idea of drinking milk at all is unappetising. The only regular use I have for milk is in my tea (and even then I have way less than most people here).